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Too much of your wealth in one stock?

Diversify into the S&P 500, without a giant tax bill.

Swap your appreciated stocks for S&P 500 exposure, without selling and triggering taxes.

Portfolio disclosure

Cache Exchange Funds seek to benchmark to the performance of the S&P 500 Index; however, they do not directly hold all constituent securities and have other investment restrictions.  Please refer to the offering documents for additional details.

It's the smarter way to diversify

For decades, exchange funds have been the best-kept secret of the ultra-wealthy. Cache makes them accessible, modern, and built for the portfolios of today.

Calculator disclosure

Simulated results for illustrative purposes only. Effective capital gains tax rate, Initial cost basis are assumptions. Investment Term is 10 years. The growth rate of 10% is hypothetical, gross of fees, and used to illustrate the benefits of potential tax deferral. More disclosures at usecache.com/legal/use-and-risk-disclosures

Trusted by leaders in tech
and finance

  • Director at Amazon
  • VP at Meta
  • Engineering Manager at Arista
  • Director at Microsoft
  • MD at Goldman Sachs
  • Manager at Twilio
  • Director at Amazon
  • VP at Meta
  • Engineering Manager at Arista
  • Director at Microsoft
  • MD at Goldman Sachs
  • Manager at Twilio
  • Director at Amazon
  • VP at Meta
  • Engineering Manager at Arista
  • Director at Microsoft
  • MD at Goldman Sachs
  • Manager at Twilio
  • Director at Amazon
  • VP at Meta
  • Engineering Manager at Arista
  • Director at Microsoft
  • MD at Goldman Sachs
  • Manager at Twilio
  • Director at Amazon
  • VP at Meta
  • Engineering Manager at Arista
  • Director at Microsoft
  • MD at Goldman Sachs
  • Manager at Twilio

Job title and company listed is provided for illustrative purposes only to show examples of the types of investors who have invested in the fund.

Hear what our clients say

"Cache has built THE PERFECT PRODUCT for tech professionals with concentrated stock positions — and their client service is second to none."

Suhag (Client)

Former Director and GM, Amazon

"Cache enables investors like our clients to eliminate single stock risk without paying a hefty diversification tax."

Michael Spector (Advisor)

CEO, Adero Partners

"The transparency in pricing and simplicity in design makes sophisticated investing straightforward and user-friendly."

Kintan Brahmbhatt (Client)

CEO and Co-Founder, Olto.com

"It’s a welcome departure from traditional exchange funds. Our clients can diversify concentrated positions and keep exposure to the growth sector."

John Porter (Advisor)

CEO at Three Bell Capital

"Cache provides a simple and accessible approach to diversifying post-IPO stock that many lifelong tech workers never knew existed."

Thomas Chen (Client)

CTO at Supaglue and Ex-Uber Engineer

"I tried to do an exchange fund before Cache, and it was like trying to join a cult. Little info, little transparency, and little confidence with cost and charges. Cache changed all that!"

JC Puente (Client)

Director at Microsoft

"Cache has put together an experienced, professional team that brings the tax efficient strategies of the ultra-wealthy to the masses."

R Singh (Client)

Ex-Google

"Cache has broadened access to a product that has historically been exclusive and expensive, and it is unable to take our client assets. It's a huge addition to our concentrated position playbook."

Eric Franklin, CFP (Advisor)

Founder at Prospero Wealth and Early Amazon Employee

Cache does not pay for testimonials or endorsements

Testimonial disclosure

Testimonials are provided by current investors in the Cache Exchange Fund and may not be representative of the experience of other customers. Endorsements are provided by Advisors who utilize Cache for their clients and may not be representative of the experience of other customers. Testimonials or endorsements are no guarantee of future performance or success. No individuals were compensated for sharing their testimonials and endorsements with Cache. A conflict of interest exists in that the individuals have a business relationship with Cache.


Founded

Jan 2022

Launched

Mar 2024

Assets managed

$400M+

Avg. investment per client

$850K+

Avg. gains deferred per client

$700K+

Investment range across clients

$100K - $14M+

Exchange funds, reinvented

“A breakthrough in capital gains planning”

Dr. Wesley Gray, Founder & CEO, Alpha Architect

Testimonial disclosure

Endorsements are provided by an advisor, who is not a direct client of Cache Advisors, LLC, but collaborates with Cache Advisors, LLC on behalf of their firm's clients. The endorsement may not be representative of the experiences of others, and there is no guarantee of future performance or success. A  conflict of interest exists as they have a current business relationship with Cache. The individual was not compensated for this endorsement.

ETF rebalance currently available on Select Fund Series only.

Availability Disclosure
Select Fund Series for Qualified Purchasers

Qualified Purchaser eligibility generally requires the Accredited Investor standard to be met and minimum investment assets of $5 million for individual investors.

Access Fund Series for Accredited Investors

Accredited Investor eligibility generally requires a minimum net worth of $1M for an individual (excluding primary residence), or an annual income of $200K+ ($300K with spouse) for the past two years, and reasonable expectation to do so in the current year.

1

Get matched

Check if your stocks are a match and enroll for the June 30th close. We pool stocks from numerous investors to create the exchange fund.

2

Exchange

On your assigned close date, your stocks are swapped for exchange fund shares. No taxes are triggered, and your full principal remains invested.

3

Rebalance

Post-close, we strategically rebalance through an ETF to steer the fund towards benchmark performance. No taxes are triggered.

4

Redeem

After seven years, you’ll receive ETF shares and stocks upon redemption. Your cost basis stays unchanged, and no taxes are triggered until you sell.

Ready to diversify?

Get matched

Superior strategy, priced right

“Biggest evolution in exchange funds since its inception”

Steve Stroud, Wealth Manager, Three Bell Capital

Testimonial disclosure

Endorsements are provided by an advisor, who is not a direct client of Cache Advisors, LLC, but collaborates with Cache Advisors, LLC on behalf of their firm's clients.   The endorsement may not be representative of the experiences of others, and there is no guarantee of future performance or success. A  conflict of interest exists as they have a current business relationship with Cache. The individual was not compensated for this endorsement.

Tighter tracking

Exchange funds with an ETF core

Our innovative ETF rebalancing structure lets us offer higher capacity and tighter benchmark tracking, tax-efficiently.

Faster diversification

Biweekly onboarding

Our funds onboard every two weeks.
Legacy funds hold closings quarterly or semi-annually.

Lower minimums

$100K in stocks

Get started with as little as $100K, and diversify over time.
Legacy funds can require minimums of $500K - $1M.

Lower fees

0.40 % – 0.95 % annual fee

Annual Management Fees based on contribution

$100K+
0.95%
$250K+
0.85%
$500K+
0.70%
$1M+
0.60%
$5M+
0.50%
$25M+
0.40%
  • Zero sales fee or performance fee.

  • Dynamic discounts for certain stocks.

  • Wholesale pricing through advisors.

  • Referral discounts available.

The stated fee represents management fees payable to Cache Advisors. All Exchange Funds also include additional operating expenses, which are disclosed in the offering documents. Cache reserves the right to adjust fees at its discretion, with final customer fees detailed in the offering documents.

What’s my fee?

No sales fees. Fees drop to 0.25% after 7 years. Advisor discounts available. Legacy funds are at least 70% higher.

Comparison disclosure

Lower fees and minimums refer to Cache's exchange funds in comparison to data sourced from certain large institutional providers of exchange funds, which Cache believes to be relevant competitors. However, it may not represent any particular competitor or all exchange fund providers and is subject to change.

Fee comparison for illustrative purposes only, and considers a 7-year investment term. For a $1M initial investment held for 7 years, annual management fees are 0.60% (Cache) and 0.85% (other firms). A 1.5% upfront sales fee is also included (other firms only). For a $5M initial investment held for 7 years, annual management fees are 0.50% (Cache) and 0.85% (other firms). In these scenarios, an investor would incur more than 70% in annual fees.

Illustration excludes additional Cache discounts for specific stocks or wholesale discounts through an advisor. All exchange funds have variable operating expenses, which are excluded. No assumptions are made on fund performance. The illustration is not intended to represent all situations and is subject to change. Comparison based on publicly available information as of 3/31/25.



Limited availability. Act before it’s full.

Reserve your spot

Funds to match your goals

Bedrock

S&P 500

Access the foundational broad market exposure. Bedrock diversifies you into a portfolio benchmarked to the largest companies across sectors.

Check availability

UNIX

Nasdaq-100

Tap into the engine of innovation. UNIX trades your stocks for exposure to the giants in tech and biotech. Growth-tilted by design with concentrated sector bets.

Check availability

Mosaic

S&P 500 Growth

Accelerate growth, keep the quality. Mosaic converts your position into exposure to the fastest growing companies across all sectors of the economy.

Check availability
Index disclosure

NASDAQ-100 Index: a stock market index comprised of equity securities issued by 100 of the largest non-financial companies listed on the Nasdaq stock exchange. S&P 500 Index: a market capitalization-weighted index composed of 500 leading U.S. publicly traded companies widely regarded as a gauge of the large-cap U.S. equities market. S&P 500 Growth Index: tracks the performance of S&P 500 companies with higher forecasted growth rates, including companies with higher price-to-book ratios and expected earnings growth. Broad-based securities indices are unmanaged; investments cannot be made directly into an index.

A bespoke brokerage,
built for you.

“I started Cache in 2022 after struggling with my concentrated stock positions in Uber and Waymo. While the world of private wealth had sophisticated products to tackle this problem, most of my friends were unaware of the massive risk they held in their portfolios, or how to diversify tax-efficiently.

Our vision at Cache is to bring exchange funds and other advanced financial instruments to everyone with large stock positions.

Today, our interdisciplinary team of engineers, portfolio managers, operations and regulatory specialists—from Uber, Goldman Sachs, Meta, Wealthfront, Amazon, and many others—work to make that vision a reality for you.”

Srikanth Narayan

Founder and CEO, Cache

Head of Investments

Managing Director at DGV, Vice President and Portfolio Manager at Goldman Sachs. Columbia, Yale.

Head of Investor Solutions

Chief Growth Officer and Wealth Advisor at Adero Partners. University of San Francisco.

Head of Brokerage Operations

Brokerage Operations Principal at Wealthfront. Financial Advisory and Operations at Opes, Ameriprise. Series 24 Principal.

Common questions

The Basics

(X)

  • How do Cache Exchange Funds with Index Sync work?

  • How has Cache vetted the innovation on Index Sync with current regulatory frameworks?

  • Who is Alpha Architect, and why did Cache choose to partner with them?

  • Who is expected to manage the ETFs held by Cache Exchange Funds through Index Sync?

Fund Management

(X)

  • How often would the Cache exchange funds rebalance?

  • Does holding an ETF change how the exchange funds are managed?

  • What are the tracking error expectations for the exchange funds and the underlying ETF?

  • From an investor's perspective, what are the advantages of rebalancing with an ETF?

Participation

(X)

  • On what date are my shares valued for contribution to the exchange fund?

  • Are my contributions aggregated for determining my management fee?

  • When I receive the ETF after seven years, will I be able to sell the ETF shares easily?

  • Can I borrow against my Cache Exchange Fund holdings?

  • If my stocks are rebalanced into the ETF, can I still redeem within seven years?

  • What are the lockup provisions for the Cache Exchange Funds with Index Sync?

  • What are the qualification requirements for Cache’s Select Fund Series?

QUESTION

Category

01/04

How do Cache Exchange Funds with Index Sync work?

Index Sync is a new feature developed to power our newest exchange fund benchmarked to the S&P 500 and to help overcome key limitations in traditional exchange fund construction. Historically, exchange funds diversify concentrated stock positions by pooling contributions from multiple investors, a process that can get more complex as the benchmark broadens.

With Index Sync, we rebalance the fund’s holdings using an ETF that mirrors the benchmark. This allows us to gain exposure to the index’s constituents, even if they aren’t contributed directly to the fund. Because ETFs can adjust to shifting index weights tax-efficiently, this mechanism enables the exchange fund to track its benchmark more precisely.

Index Sync is available exclusively in our Select Fund series, open to Qualified Purchasers (those with 5 million or more in investable assets), covering the S&P 500, S&P 500 Growth, and Nasdaq-100 benchmarks.

S&P 500 Index: a market capitalization-weighted index composed of 500 leading U.S. publicly traded companies widely regarded as a gauge of the large-cap U.S. equities market. S&P Growth Index: tracks the performance of U.S. large- and mid-cap companies with higher forecasted growth rates, including companies with higher price-to-book ratios and expected earnings growth. Nasdaq-100 (NDX) is a stock market index made up of equity securities issued by 100 of the largest non-financial companies listed on the Nasdaq stock exchange. Broad-based securities indices are unmanaged; investments cannot be made directly into an index.

How has Cache vetted the innovation on Index Sync with current regulatory frameworks?

Cache has collaborated with multiple top-tier law firms to address long-standing inefficiencies in exchange fund design. Index Sync is the result of that work – a breakthrough structure that allows the exchange fund to contribute stocks into an ETF to help steer the fund closer towards its index benchmark.

In the fund documents, you will find relevant legal opinions that support the structure from both regulatory and tax compliance perspectives.

Who is Alpha Architect, and why did Cache choose to partner with them?

Alpha Architect is a U.S.-based investment firm known for its expertise in systematic, research-driven strategies and for building a robust ETF infrastructure platform. Beyond managing their own funds, they enable other asset managers to launch ETFs through their platform.

Cache partnered with Alpha Architect because of their depth in ETF operations and a shared commitment to making institutional-grade solutions accessible to individual investors. Together, we believe we can make tax-efficient investment tools more accessible.

Who is expected to manage the ETFs held by Cache Exchange Funds through Index Sync?

Cache Exchange Funds anticipates investing in ETFs sub-advised by Alpha Architect and advised by ETF Architect. As of May 2025, total assets managed by Alpha Architect and ETF Architect are approximately $18 billion across ETFs and SMAs.

Alpha Architect was founded by Wes Gray, PhD, in 2010. After serving as a Captain in the United States Marine Corps, Dr. Gray earned an MBA and a PhD in finance from the University of Chicago, where he studied under Nobel laureate Eugene Fama. ETF Architect has helped launch over 75 ETFs and is recognized as one of the most capable partners in the ETF infrastructure space.

*References to AAUS refer to Alpha Architect U.S Equity ETF, which is an ETF sponsored by Alpha Architect, LLC.  The fund's investment advisor is Empower Funds, LLC, which is doing business as ETF Architect.   All investments will be selected based on alignment with the Fund’s stated investment strategy and objectives.  Cache and Alpha Architect are separate, unaffiliated companies. For more information about Alpha Architect and their funds, please visit: https://funds.alphaarchitect.com/

Assets under management refer to assets managed by Alpha Architect and its affiliates.

How often would the Cache exchange funds rebalance?

Cache Exchange Funds don’t follow a fixed rebalancing schedule. Instead, we approach rebalancing opportunistically, using it as a tool to bring the portfolio closer to its benchmark while balancing incoming stock contributions, liquidity considerations, and long-term tax efficiency.

Once an ETF rebalance transaction is completed, benchmark alignment occurs continuously within the ETF as it seeks to align with the benchmark, helping it automatically adapt to shifting market conditions.

Outside of the ETF rebalancing strategy, Cache will generally seek to avoid selling contributed securities due to the tax implications associated with such transactions

Does holding an ETF change how the exchange funds are managed?

Yes, but mostly in ways that are designed to enhance efficiency and alignment with the benchmark.

With Index Sync, we use a portion of the incoming portfolio to build a position in a benchmark-aligned ETF. This provides the fund with immediate, diversified benchmark exposure, while allowing greater flexibility for incoming stocks.

That said, the core principles of exchange fund management remain unchanged: investor contributions are pooled, concentration risk is diversified, and the structure is designed for tax deferral and long-term investing.

What are the tracking error expectations for the exchange funds and the underlying ETF?

Given the mandate of the ETF, which is to deliver exposure to the broad US market, and the ease of tax-efficient rebalancing within an ETF, the ETF will closely track the S&P 500 Index. *AAUS is anticipated to have a tracking error of within 1% of the S&P 500 benchmark.

For the Exchange Fund, which operates under different portfolio constraints, we guide investors that our goal is an annualized tracking error of 2% to 4%, and we aim to improve upon the guidance with Index Sync.

*References to AAUS refer to Alpha Architect U.S Equity ETF, which is an ETF sponsored by Alpha Architect, LLC. The fund's investment advisor is Empower Funds, LLC, which is doing business as ETF Architect.All investments will be selected based on alignment with the Fund’s stated investment strategy and objectives. Cache and Alpha Architect are separate, unaffiliated companies. For more information about Alpha Architect and their funds, please visit: https://funds.alphaarchitect.com/

Cache primarily seeks to achieve its investment objectives by constructing a diversified portfolio of equity securities that reflect the risk and return characteristics of a broad-based index. The Fund also invests in Qualifying Assets, as defined in greater detail in the offering document; these investments may include real estate, private funds, or other investments consistent with Exchange Fund requirements. Tracking error targets are goals set by the Cache Exchange Fund; however, there is no guarantee they will be able to achieve this objective.

From an investor's perspective, what are the advantages of rebalancing with an ETF?

Rebalancing with an ETF offers several key benefits designed to improve the investor experience and long-term outcomes:

  • Tighter Benchmark Tracking Goals: The ETF provides the exchange fund with exposure to benchmark stocks, including those not contributed by investors, thereby helping the fund stay closely aligned with its target index.

  • Higher Capacity: Exchange funds historically had to reject investors who needed them the most, as capacity would fill up quickly for these stocks, leaving many investors disappointed. ETF rebalancing helps expand capacity for these in-demand stocks.

  • Improved Diversification: Investors gain broader, more balanced exposure faster, with less dependency on the balance of contributed stocks to be built up over time.

  • Tax Efficiency: ETFs can rebalance internally without triggering capital gains, allowing them to adapt when stocks are added or removed from an index.

In short, ETF rebalancing gives investors a more precise path to diversification, without sacrificing the tax benefits that make exchange funds powerful in the first place.

On what date are my shares valued for contribution to the exchange fund?

Your shares are valued on the Closing Date, after the market closes, which is the day your stocks are officially transferred into the exchange fund.

Cache works with an independent fund administrator to perform daily fund accounting and strike a new Net Asset Value (NAV) and share price after each fund close. This NAV determines the number of fund units you receive in exchange for your contribution.

Are my contributions aggregated for determining my management fee?

Yes. Cache aggregates all eligible contributions under your account when calculating your management fee. This includes multiple stock positions contributed across different funds or tranches, allowing you to benefit from tiered pricing based on your total contributed amount.*

Fee Aggregation  *Discounts are applied to individual investors' contributions and are not applied across multiple investors in the same household. It is the responsibility of the investor to notify Cache of any account linked across entities linked to the investor, such as Trusts, to qualify for the benefits of tiered pricing, and at Cache’s discretion, as to whether to honor these additional aggregation requests.

When I receive the ETF after seven years, will I be able to sell the ETF shares easily?

Yes. Once you redeem from the fund and receive ETF shares, you should be able to trade them on the open market like any other ETF. ETFs that track broad US equity exposures are generally very liquid because the underlying portfolio is very liquid.

Cache anticipates investing in units of new ETFs advised by ETF Architect, a widely regarded ETF platform that manages over 75 ETFs and $17B+ in ETF assets. For all the ETFs on their platform, ETF Architect partners with leading market makers and appoints a designated lead market maker to help ensure an efficient market.

For large trades, if there are concerns about the market’s ability to absorb the sale, we can work with you to facilitate a redemption through one of the financial institutions acting as an Authorized Participant for the ETF.

*New ETFs may have more limited liquidity or higher bid/ask spreads while they are in the initial asset gathering stage. Alpha Architect maintains relationships with multiple industry participants to mitigate this risk.

Can I borrow against my Cache Exchange Fund holdings?

While Cache does not currently offer direct lending against exchange fund holdings, it may be possible to borrow against your position through our banking partners. Because exchange funds are not publicly traded, borrowing typically requires a custom arrangement with a lender familiar with the structure

If you’re exploring liquidity options, our team can connect you with an experienced lending partner who can help evaluate your opportunities and structure a solution that fits your needs.

If my stocks are rebalanced into the ETF, can I still redeem within seven years?

Yes, though your redemption options depend on the election you make at the time of contribution.

When you join the fund, you’ll choose between two paths:

  1. Hold your contributed stocks within the exchange fund – you receive more direct access to liquidity. A 0.10% liquidity fee is added to your annual management fee to help manage the risk of maintaining this flexibility. Your stocks will remain in the fund and will not be rebalanced into the ETF.

  2. Elect to be eligible to participate in the ETF rebalance – your contributed stock becomes eligible for rebalancing into ETF position. If you need liquidity before the seven-year holding period ends, redemptions will be handled on  an as-available basis, considering fund capacity, market conditions, and the interests of all investors. We maintain a forward-looking liquidity model by security and will work to fulfill redemption requests depending on market conditions and fund capacity.

Please note: while rare, Cache retains the right to temporarily restrict redemptions in the event of extreme market volatility, as outlined in the fund’s offering documents.

What are the lockup provisions for the Cache Exchange Funds with Index Sync?

Cache Exchange Funds are designed as long-term vehicles, and a seven-year holding period is required to fully preserve the tax-deferral benefits of the exchange fund structure, as per current tax laws.

At the time of contribution, investors choose between two options:

  1. Hold contributed stocks within the fund

    Your stocks remain in the fund’s portfolio and are not rebalanced into the ETF. This path offers more direct access to early liquidity. If you need to redeem before the seven-year term, you may request an early redemption, subject to availability. A 0.10% annual liquidity fee is added to your management fee to help offset the risk of early withdrawals.

    Note: This option is only available based on the fund’s diversification needs and liquidity profile.

  2. Participate in the ETF rebalance (Index Sync)

    Your contributed stocks are used to acquire shares of a benchmark-aligned ETF. If you require early liquidity, we’ll assess your redemption request on an as-available basis, considering fund capacity, market conditions, and the interests of all investors.

In either scenario, the full tax benefits of the exchange fund structure are only preserved if you remain invested for the full seven-year term. Early redemption may result in the loss of tax deferral.

What are the qualification requirements for Cache’s Select Fund Series?

To participate in Cache’s Select Fund Series, which includes funds benchmarked to the Nasdaq-100, S&P 500, and S&P 500 Growth, investors must meet the following eligibility requirements:

  • Being a Qualified Purchaser, as defined under the Investment Company Act of 1940 (generally $5M+ in investable assets for individuals)

  • Contributing qualifying, appreciated stock positions that meet minimum size and liquidity thresholds

Additional considerations apply based on fund capacity, contribution timing, and eligibility for Index Sync rebalancing.

Securities are offered through Cache Securities LLC, Member FINRA/SIPC. Advisory services are provided by Cache Advisors LLC, an SEC-registered investment adviser to the Cache Exchange Funds. Both entities are under the common control of Cache Financials, Inc., collectively referred to as “Cache.” Registration does not imply a certain level of skill or training.

*References to AAUS refer to Alpha Architect U.S Equity ETF, which is an ETF sponsored by Alpha Architect, LLC.  The fund's investment advisor is Empower Funds, LLC, which is doing business as ETF Architect.   All investments will be selected based on alignment with the Fund’s stated investment strategy and objectives.  Cache and Alpha Architect are separate, unaffiliated companies. For more information about Alpha Architect and their funds, please visit: https://funds.alphaarchitect.com/

Assets under management refer to assets managed by Alpha Architect and its affiliates.

Index Sync refers to the Cache Exchange Fund strategy of making indirect investments in Exchange Traded Funds (ETFs) sponsored by third parties unaffiliated with Cache. These ETFs track broad-based securities indices. This approach enables certain Cache-sponsored Exchange Funds to gain exposure to a larger and more diversified investment portfolio than could be achieved by holding contributed securities directly.

Cache primarily seeks to achieve its investment objectives by constructing a diversified portfolio of equity securities that reflect the risk and return characteristics of a broad-based index. The Fund also invests in Qualifying Assets, as defined in greater detail in the offering document; these investments may include real estate, private funds, or other investments consistent with Exchange Fund requirements. Tracking error targets are goals set by the Cache Exchange Fund; however, there is no guarantee they will be able to achieve this objective.

Investments involve risk. Principal loss is possible. Redemptions from ETFs can be limited, and often, commissions are charged on each trade. Unlike mutual funds, ETFs may trade at a premium or discount to their net asset value
Cache and its affiliates may work with unaffiliated third-party firms, including ETF sponsors, for services such as investment research, product development, or portfolio construction. Cache may also enter into solicitation or distribution agreements with such firms, typically without compensation. However, Cache retains full discretion over investment decisions and is under no obligation to invest in any ETF sponsored by these firms.

Cache Exchange Funds are alternative investments, and regulations require specific eligibility criteria for participation. Exchange Funds are available to accredited investors or qualified purchasers. Accredited investors must meet the following primary criteria: Your income for the past two calendar years exceeded $200,000 (or $300,000 combined with your spouse). You should also reasonably expect your income to continue to meet this required threshold. Or your net worth exceeds $1 million, either individually or jointly with your spouse, excluding the value of your primary residence. Corporations and other legal entities have higher accreditation requirements. Qualified purchases are accredited investors with more than $5 million in investment assets. Higher minimum investment amounts apply to Corporations and other entity types.

Cache Exchange Funds seek to benchmark to the performance of the S&P 500 Index; however, they do not directly hold all constituent securities and have other investment restrictions. Please refer to the offering documents for additional details.

Simulated results for illustrative purposes only. Effective capital gains tax rate, Initial cost basis are assumptions. Investment Term is 10 years. The growth rate of 10% is hypothetical, gross of fees, and used to illustrate the benefits of potential tax deferral. More disclosures at usecache.com/legal/use-and-risk-disclosures

Endorsements are provided by an advisor, who is not a direct client of Cache Advisors, LLC, but collaborates with Cache Advisors, LLC on behalf of their firm's clients. The endorsement may not be representative of the experiences of others, and there is no guarantee of future performance or success. A  conflict of interest exists as they have a current business relationship with Cache. The individual was not compensated for this endorsement.

Endorsements are provided by an advisor, who is not a direct client of Cache Advisors, LLC, but collaborates with Cache Advisors, LLC on behalf of their firm's clients. The endorsement may not be representative of the experiences of others, and there is no guarantee of future performance or success. A  conflict of interest exists as they have a current business relationship with Cache. The individual was not compensated for this endorsement.

Lower fees and minimums refer to Cache's exchange funds in comparison to data sourced from certain large institutional providers of exchange funds, which Cache believes to be relevant competitors. However, it may not represent any particular competitor or all exchange fund providers and is subject to change.

Fee comparison for illustrative purposes only, and considers a 7-year investment term. For a $1M initial investment held for 7 years, annual management fees are 0.60% (Cache) and 0.85% (other firms). A 1.5% upfront sales fee is also included (other firms only). For a $5M initial investment held for 7 years, annual management fees are 0.50% (Cache) and 0.85% (other firms). In these scenarios, an investor would incur more than 70% in annual fees.

Illustration excludes additional Cache discounts for specific stocks or wholesale discounts through an advisor. All exchange funds have variable operating expenses, which are excluded. No assumptions are made on fund performance. The illustration is not intended to represent all situations and is subject to change. Comparison based on publicly available information as of 3/31/25.



NASDAQ-100 Index: a stock market index comprised of equity securities issued by 100 of the largest non-financial companies listed on the Nasdaq stock exchange. S&P 500 Index: a market capitalization-weighted index composed of 500 leading U.S. publicly traded companies widely regarded as a gauge of the large-cap U.S. equities market. S&P 500 Growth Index: tracks the performance of S&P 500 companies with higher forecasted growth rates, including companies with higher price-to-book ratios and expected earnings growth. Broad-based securities indices are unmanaged; investments cannot be made directly into an index.

Annual Management Fees based on contribution

$100K+
0.95%
$250K+
0.85%
$500K+
0.70%
$1M+
0.60%
$5M+
0.50%
$25M+
0.40%
  • Zero sales fee or performance fee.

  • Dynamic discounts for certain stocks.

  • Wholesale pricing through advisors.

  • Referral discounts available.

The stated fee represents management fees payable to Cache Advisors. All Exchange Funds also include additional operating expenses, which are disclosed in the offering documents. Cache reserves the right to adjust fees at its discretion, with final customer fees detailed in the offering documents.

Select Fund Series for Qualified Purchasers

Qualified Purchaser eligibility generally requires the Accredited Investor standard to be met and minimum investment assets of $5 million for individual investors.

Access Fund Series for Accredited Investors

Accredited Investor eligibility generally requires a minimum net worth of $1M for an individual (excluding primary residence), or an annual income of $200K+ ($300K with spouse) for the past two years, and reasonable expectation to do so in the current year.